Travel Insurance - “Get Suitable Travel Insurance Before You Go Away” Before you travel overseas we advise that you get some travel insurance! Whilst you are travelling it is possible that things could go wrong and you could fall ill or have an accident, you could have money or luggage stolen, your travels might be cancelled / cut short through injury or illness. All these risks can be covered by a travel insurance policy & without this if anything happens, the cost incurred could run into the thousands very quickly indeed. Tips For Buying UK Travel Insurance Service 1. If you are planning to travel abroad on more than a single occasion in a year then you will almost certain save money by buying an annual multi-trip - travel insurance policy rather than a single travel insurance policy each time you go.
2. Try and Understand the different policies for different travellers. There are single- trip, annual, backpacker, worldwide, ski and winter sports, and other specialty travel insurance policies. When you decide on a policy, make sure you know what activities it doesn't cover, such as particular sports (e.g., base jumping).
3. Before you automatically include baggage cover in your travel insurance, think about whether you are already covered under your home contents insurance. Also be aware that it can be extremely hard to claim for items lost or stolen when abroad.
4. Make sure you have the correct international phone number for your travel insurance company, along with a copy of your policy, with you at all times. Your wallet is not always a good place to keep this information, as it could well be one of the items that gets lost or stolen and you need to claim for!
Types Of UK Travel Insurance There are two main types of travel insurance, regular travellers can consider (AMT) Annual Multi-Trip cover, which insures you for any number of trips made in a year, usually up to 31 days. This can be especially useful if you expect to be taking trips at short notice when you may not have time to purchase travel insurance. Single Trip policies are also available and will cover you for the single length of the holiday.